Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Comment on Proposed Changes to COMAR 31.08.05 from AAPIA

State: 
MD

The American Association of Public Insurance Adjusters  supports the proposed rule change to Insurance Article, §§2-109 and 27-216, and Title 11, Subtitle 2, Annotated Code of Maryland,   which adds a  45 day written notice prior to renewal of the effective date of an endorsement  when the insurer initiates an endorsement that  changes the coverage in any primary property or casualty policy. This notice provision allows the policy holder to be fully informed as to his or her rights under the policy and provides a window of opportunity to make a change in coverage, if necessary.  AAPIA is proud to support any rule change that strengthens the rights of consumers by increasing awareness of possible reductions in coverage, allowing the policy holder to react to such proposed changes in coverage.  

Thank you for the opportunity to provide our comments.

Holly K. Soffer, Esq.  Legal counsel to AAPIA