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The Rhode Island Department of Business Regulation/Insurance Division has issued Industry Alert 2017-4, in which the Department has declared the October 29, 2017 storm a catastrophic event, triggering emergency licensing for adjusters and appraisers, as well as fee caps. Public adjusters are not eligible for emergency licensing, and are limited to charging no more than 10% on any claims arising from the storm on 10-29-17.” Insurance Bulletin 2005-14


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American Association of Public Insurance Adjusters Advocating for Policyholders & Public Adjusters


     AAPIA is proud to announce that our National Legislative Director, Dr. Michael Capilli has been selected as President to fill the vacancy left by Gene Veno.  “Dr. Mike” will be working closely with Gene and our legal counsel Holly Soffer, Esq. during the transition, and is taking on the day-to-day-responsibilities of the position immediately.

     Prior to becoming a public adjuster, "Dr. Mike" was a board certified Chiropractic Sports Physician and board eligible Chiropractic Orthopedist. He was actively involved in the American Chiropractic Association and served as a district director for the Philadelphia region in the Pennsylvania Chiropractic Society. He left practice in 1999 after 19 years in the profession to become a public adjuster.

     Dr. Mike has been a public adjuster for 19 years and is currently licensed in 16 states plus the District of Columbia. In addition to holding various board positions at AAPIA over the years, Dr. Mike is a board member of FAPIA, having served on the Public Relations and Membership committees, is on the membership committee of Windstorm, being Wind Certified as an appraiser, umpire and “wind professional designated”, as well as holding a Senior Professional Certification (SPPA) and a Certificate in Professional Public Adjusting (CPPA), and an  is an Associate in  Claims-Management (AIC-M).

     As National Legislative Director, Dr. Mike has been monitoring all new legislation and regulation affecting public adjusters and we look forward to working with him to spearhead not just our legislative efforts, but also membership and other initiatives, as we continue to serve both policy holders and public adjusters nationwide.


Did you know that one of the most common reasons for households to make an insurance claim is water damage? But despite this, many claims for water damage end up rejected. Often, homeowners make the mistake of waiting to get the water removed before they report their claim to the insurance agent. But before you even think about cleaning up, you should be calling your insurance agent straight away. So, what happens if your claim for water damage is denied? There are some steps you can take: ‚óŹ     Make sure you ask for a full explanation and the exact wording from your...



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